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Flood Insurance

Flooding is the No. 1 common natural disaster in the United States. There's a 26% chance that a homeowner will experience a flood during their 30-year mortgage — making a significant risk factor for homeowners looking to protect their home and their belongings. Flooding in this area isn’t an uncommon occurrence. But, did you know that most property insurance doesn't cover flood damage?

What is Flood Insurance?

Flood insurance is there to protect your property from the damage during flood events. Millions of Americans lean on flood insurance to give them comfort and composure during snowfall, heavy rain, and events like drainage system backups or other city issues. And, flood insurance claims average more than $3.5 billion per year — saving homeowners money and frustration.

What Does Flood Insurance Cover?

Flood insurance may cover any or all of the following:

  • Belongings like furniture, clothing, and electronics
  • Replacement or repair of water-damaged flooring
  • Appliances like refrigerators and washing machines
  • Windows, blinds, and curtains
  • Permanently installed cabinets and paneling

Not all flood insurance is created equally. You should talk to your licensed insurance agent to determine what is and isn't covered under your policy.

Who Offers Flood Insurance?

Almost all flood insurance available in the United States is offered through the National Flood Insurance Program — which you can only purchase through a qualified insurance agent. This is a federal program that provides flood insurance assistance in all states, including Delaware. Did you know that you may be legally required to buy flood insurance if you live in a high-risk flood area? Every year, 5 million Americans purchase NFIP flood insurance. Are you ready to get insured?

How The Wiswall Insurance Agency, Inc. Can Help

At The Wiswall Insurance Agency, Inc., we can help you navigate the complex terrain of flood insurance. Also, we can help you purchase the right NFIP plan. As an NFIP certified insurance agent, Wiswall is ready to help you find your peace of mind in disastrous times.

Request a quote to start your journey towards flood security.

As an NFIP certified insurance agent, The Wiswall Insurance Agency Inc. is ready to help you find your peace of mind in disastrous times.

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