For many people, motorcycles represent freedom to roam. While carefree afternoons may beckon, you need to make sure that you have the right insurance coverage. That can make the difference between a relaxed adventure and a financially challenging time. While you are required to carry minimum liability insurance, there are better options that will protect you financially. At The Wiswall Insurance Agency, Inc., our team works with motorcycle owners every day to ensure that they have the coverage that they need.
When considering motorcycle insurance coverage, look for a more comprehensive policy. While liability coverage is essential, realize that it will only cover accidents that you cause. In that case, it will pay for the other person’s repairs and any medical expenses that they may have. For accidents that involve a lawsuit, it will cover the other person’s legal fees. The critical thing to understand is that it doesn’t include any of your medical costs or legal fees. Also, every policy comes with a predefined cap of what it will pay. If the injured parties’ expenses exceed that, you’re responsible for any additional costs.
When you head out on the road, you need to know that you have the coverage on your motorcycle that you need. Our team at The Wiswall Insurance Agency, Inc. knows what it takes to protect motorcycles. We’ll talk to you about your comprehensive and collision policy options and also get you the liability coverage needed to be a responsible rider. Don’t wait until its too late. Call or come into our office to get all of your questions answered. Reach out for more information and to get a quote.